Top 10 Workers Compensation Insurance Services Providers - 2025

As the green economy grows, workers' compensation policies are evolving to address the unique risks of solar energy installation, wind turbine maintenance, and electric vehicle manufacturing. Insurers are aligning their policies with industry standards, ensuring worker safety, offering premium adjustments for businesses implementing sustainable safety measures, and providing coverage for workforce retraining and transition initiatives.

Tax liability insurance is a critical tool for businesses to mitigate financial exposure arising from tax disputes, audits, and regulatory changes related to environmental incentives. This coverage safeguards companies against IRS audits, uncertainties in green tax incentives, and compliance risks associated with carbon credits and ESG-related tax obligations.

Beyond financial risk management, the intersection of insurance and environmental sustainability fosters corporate responsibility. Insurers incentivize businesses that adopt sustainable practices by offering lower premiums, promoting investment in energy-efficient buildings, eco-friendly machinery, and climate-resilient infrastructure. They also provide critical support to companies operating in disaster-prone regions and encourage the development of sustainable supply chains.

This edition features Euclid Transactional, exploring how the industry is driving the adoption of green initiatives by integrating eco-friendly practices with workers' compensation and tax liability insurance. The magazine also includes insights from Michele Adams, Vice President, Corporate Functions Finance & EDLC, Walmart Claims Services, and Kimberly Clifford, Director, Claims Management, EMCOR Group, Inc.

The future of insurance lies in shifting from a reactive safeguard against losses to a proactive force for positive change. In doing so, insurers hold the potential to redefine their role beyond financial protectors to champions of a greener, more sustainable planet.

We hope these valuable insights from industry leaders featured in this edition will assist you in making informed decisions for your businesses.

Worker Compensation | Insurance Business Review

Worker Compensation - 2025

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Kentucky AGC Self-Insurers’ Fund

The Kentucky AGC Self-Insurers’ Fund, established in 1979, provides workers’ compensation insurance for Kentucky-based construction and manufacturing businesses. Known for its financial stability, it offers risk management resources, flexible premium options and member dividends, holding an A-/Excellent AM Best rating.

Stephen Lewis, CEO
Kentucky AGC Self-Insurers’ Fund

The Kentucky AGC Self-Insurers’ Fund, established in 1979, provides workers’ compensation insurance for Kentucky-based construction and manufacturing businesses. Known for its financial stability, it offers risk management resources, flexible premium options and member dividends, holding an A-/Excellent AM Best rating.
CorVel Corporation [NASDAQ: CRVL]

CorVel Corporation is a leading provider of innovative risk management specializing in workers compensation, liability, and disability. With 30+ years of experience, it combines technology, compassion, and expertise to optimize outcomes and reduce costs for businesses and employees.

We are dedicated to improving outcomes for employees and businesses by delivering innovative risk solutions that are compassionate and results-driven

Michael Combs, President & CEO
CorVel Corporation [NASDAQ: CRVL]

CorVel Corporation is a leading provider of innovative risk management specializing in workers compensation, liability, and disability. With 30+ years of experience, it combines technology, compassion, and expertise to optimize outcomes and reduce costs for businesses and employees.
AMERISAFE

AMERISAFE specializes in workers’ compensation insurance, serving small and mid-sized businesses in high-hazard industries like construction and trucking across 27 states. With deep industry expertise, it provides tailored coverage, proactive safety training, and hands-on claims support, helping policyholders reduce workplace injuries and navigate claims efficiently with personalized, local service.
AMERISAFE

AMERISAFE specializes in workers’ compensation insurance, serving small and mid-sized businesses in high-hazard industries like construction and trucking across 27 states. With deep industry expertise, it provides tailored coverage, proactive safety training, and hands-on claims support, helping policyholders reduce workplace injuries and navigate claims efficiently with personalized, local service.
Beacon Mutual

Beacon Mutual is a leading provider of workers’ compensation insurance and focuses on workplace safety, injury prevention, and compassionate claims support. With expert ergonomic and safety professionals, it helps businesses protect their employees and create safer work environments.
Beacon Mutual

Beacon Mutual is a leading provider of workers’ compensation insurance and focuses on workplace safety, injury prevention, and compassionate claims support. With expert ergonomic and safety professionals, it helps businesses protect their employees and create safer work environments.
Berkshire Hathaway Homestate Companies

Berkshire Hathaway Homestate Companies is a national insurance group with years of financial strength and integrity. It offers Commercial Auto, Commercial Property, and Workers’ Compensation coverage, providing businesses with reliable protection. Rooted in trust, service, and innovation, it invests in lasting relationships of supporting customers and partners.
Berkshire Hathaway Homestate Companies

Berkshire Hathaway Homestate Companies is a national insurance group with years of financial strength and integrity. It offers Commercial Auto, Commercial Property, and Workers’ Compensation coverage, providing businesses with reliable protection. Rooted in trust, service, and innovation, it invests in lasting relationships of supporting customers and partners.
Cerity

Cerity provides insurance services for small businesses. From diners to law firms to tattoo parlors, it provides simple, affordable coverage without corporate hassle. Its workers’ compensation insurance covers lost wages, medical expenses, and legal protection for injuries—both common and unexpected—helping small businesses thrive.
Cerity

Cerity provides insurance services for small businesses. From diners to law firms to tattoo parlors, it provides simple, affordable coverage without corporate hassle. Its workers’ compensation insurance covers lost wages, medical expenses, and legal protection for injuries—both common and unexpected—helping small businesses thrive.
CopperPoint

CopperPoint is a super-regional commercial insurer specializing in workers' compensation and commercial insurance solutions. With a strong presence in 11 core states, it provides personalized service, deep partnerships, and expert-driven coverage, focusing on service leadership, community giving, and business relationships.
CopperPoint

CopperPoint is a super-regional commercial insurer specializing in workers' compensation and commercial insurance solutions. With a strong presence in 11 core states, it provides personalized service, deep partnerships, and expert-driven coverage, focusing on service leadership, community giving, and business relationships.
ICW Group Insurance Companies

ICW Group Insurance Companies is a leading national property & casualty insurer, offering workers' compensation, assumed reinsurance, and catastrophe coverage. ICW partners with independent agents to protect businesses and communities, delivering insurance experiences.
ICW Group Insurance Companies

ICW Group Insurance Companies is a leading national property & casualty insurer, offering workers' compensation, assumed reinsurance, and catastrophe coverage. ICW partners with independent agents to protect businesses and communities, delivering insurance experiences.
Pinnacol

Pinnacol is Colorado’s leading workers’ compensation insurer. It provides industryleading claims service, tailored safety support, and return-to-work programs. Beyond insurance, it invests in communities, champions workplace safety, and fosters inclusion, ensuring businesses and workers thrive into the future.
Pinnacol

Pinnacol is Colorado’s leading workers’ compensation insurer. It provides industryleading claims service, tailored safety support, and return-to-work programs. Beyond insurance, it invests in communities, champions workplace safety, and fosters inclusion, ensuring businesses and workers thrive into the future.
PMA Companies

PMA Companies provides risk management solutions and insurance services, specializing in workers' compensation and liability coverage. Committed to integrity and compliance, PMA upholds high financial accuracy and transparency standards. Part of Old Republic International, the company prioritizes protecting policyholders, employees, and stakeholders with ethical and reliable service.
PMA Companies

PMA Companies provides risk management solutions and insurance services, specializing in workers' compensation and liability coverage. Committed to integrity and compliance, PMA upholds high financial accuracy and transparency standards. Part of Old Republic International, the company prioritizes protecting policyholders, employees, and stakeholders with ethical and reliable service.